- Supported Modes
- B2B, B2P, P2P, P2B
- Supported Currencies
- IDR
- Network Participant
- Bank
- FX Source
- Live Interbank based rates available 24x7, including off-market hours
- Channels
- All banks in Indonesia
- Cutoff & delivery timing
-
Realtime - 24x7 through BIFAST, RTOL
2 PM Jakarta time for SKN & RTGS mode
- Account Verification
-
Can verify both the bank account number and the account holder's name.
- Mandatory data requirements
- Remitter Name Remitter Account Type Remitter Country Code Remitter Address Beneficiary Name Beneficiary Country Code Beneficiary Account Number Beneficiary Account Type Routing Code Type 1 - SWIFT Code Routing Code Value 1
- Supporting Documents
- Remitter Beneficiary Relationship Nature of Business Duration of Contract Commercial Agreement Current Invoice
- Beneficiary Statement Narrative
-
- Transaction Reference Number will be visible in Beneficiary"s bank statement. * *- The statement narrative in this corridor also depends on other factors so it might not be the same for all transactions. #- There is theoretically no maximum transfer limit for transfers to banks. Please note all transaction amounts above Rp 100 Mn have to be reported to the financial authorities in Indonesia along with supporting documentation regarding the underlying transactions. @This varies based on beneficiary bank
- Notes
-
Decimals are not accepted.- For any beneficiary bank other than BCA, Mandiri, BNI, BNI Syariah and Danamon the payout amount must be between [ IDR 10,000 and IDR 9,999,999,999,999,999].
| B2B | B2P | P2P | P2B | |
|---|---|---|---|---|
| Min | 0 | 0 | 0 | 0 |
| Max | No limit | No limit | No limit | No limit |
- Supported Modes
- B2P, P2P
- Supported Currencies
- IDR
- Network Participant
- Bank
- FX Source
- Live Interbank based rates available 24x7, including off-market hours
- Channels
- OVO,GOPAY,DANA,LINKAJA,SHOPEEPAY
- Cutoff & delivery timing
-
Real Time subject to cutoff - 20:30 local time
- Mandatory data requirements
- Remitter Name Remitter Account Type Remitter Country Code Remitter Address Remitter Identification Type Remitter Identification Number Remit Purpose Code Beneficiary Name Beneficiary Account Type Beneficiary Country Code beneficiary Account Number Routing Code Type 1 - WALLET Routing Code Value 1 - 'OVO' or 'GOPAY' Payout Method - WALLET
- Supporting Documents
- Remitter Beneficiary Relationship Nature of Business Duration of Contract Commercial Agreement Current Invoice
- Beneficiary Statement Narrative
-
- PT SYAFTRACO will be visible in Beneficiarys bank statement.* *- The statement narrative in this corridor also depends on other factors so it might not be the same for all transactions.
| B2P | P2P | |
|---|---|---|
| Min | 0 | 0 |
| Max | IDR 10,000,000 | IDR 10,000,000 |
- Supported Modes
- B2B, B2P, P2P, P2B
- Supported Currencies
- USD, EUR, SGD, GBP, AUD, CAD, HKD, JPY, CHF, NZD
- Network Participant
- Bank
- FX Source
- Live Interbank based rates available 24x7, including off-market hours
- Channels
- All SWIFT enabled banks in the country
- Cutoff & delivery timing
-
Same-day processing subject to cutoff of 07:30 UTC
- Mandatory data requirements
- Remitter Name Remitter Account Type Remitter Identification Type Remitter Identification Number Remitter Address Remitter Country Code Beneficiary Name Beneficiary Account Type Beneficiary Account Number Beneficiary Country Code Beneficiary Address Beneficiary City Beneficiary Postcode Routing Code Value 1 Routing Code Type 1 - SWIFT Code Remit Purpose Code
- Supporting Documents
- Remitter Beneficiary Relationship Nature of Business Duration of Contract Commercial Agreement Current Invoice
- Beneficiary Statement Narrative
-
- Ultimate Sender Name and narrative details will be passed as part of MT103 message to beneficiary bank.
- Details available on beneficiary statement will be dependent on beneficiary bank.
- Proof of Payment
-
MT103 can be considered as a proof of payment and can be provided on request
- Notes
-
WIRES can be sent to all countries except for OFAC listed. MT103 can be provided on request. NIUM does not support OUR charge type for CAD currency WIRES Processing of payments to Crimea, Donetsk, Luhansk, Sevastopol regions of Ukraine is prohibited. This list is subject to change.
| B2B | B2P | P2P | P2B | |
|---|---|---|---|---|
| Min | 0 | 0 | 0 | 0 |
| Max | No limit | No limit | No limit | No limit |
- Supported Modes
- B2B, B2P, P2P, P2B
- Supported Currencies
- IDR
- Network Participant
- VISA
- FX Source
- Live Interbank based rates from NIUM are available 24x7, including off-market hours
- Cutoff & delivery timing
-
1. 24x7 Availability
2. Real-time for Fast fund Enabled (Details on fast-fund enabled countries available on request)
3. T+2 for other countries
- Mandatory data requirements
- Remitter Name Remitter Identification Type Remitter Identification Number Remitter Country Code Beneficiary Card Number Beneficiary Name Beneficiary Country Code
- Notes
-
For more information, please contact your NIUM account manager team. Additional information and approval from VISA is required before this payout method can be made available. Origination of funds is allowed only from a set of countries as mentioned in the table below. In case the transaction currency does not match the destination card issuer currency, amount will be converted and credited in currency of the card issuer. In few countries, only few banks may allow the transactions. Below additional daily/monthly/yearly limits applicable for P2P transactions whichever reached first Per Day - 30 transactions or USD 10,000 per Beneficiary card Per Week - 50 transactions or USD 25,000 per Beneficiary card Per Month - 150 transactions or USD 50,000 per Beneficiary card. Below additional daily/monthly/yearly limits applicable for B2P/B2B transactions whichever reached first Per Day - 30 transactions or USD 50,000 per Beneficiary card Per Week - 50 transactions or USD 100,000 per Beneficiary card Per Month - 150 transactions or USD 200,000 per Beneficiary card.
| B2B | B2P | P2P | P2B | |
|---|---|---|---|---|
| Min | 0 | 0 | 0 | 0 |
| Max | USD 50,000 | USD 50,000 | USD 2,500 | USD 50,000 |