Use case
- Not selected
-
The currency you want to fund your account in or the currency you want to accept from third
parties
- Not selected
-
The country in which receiver is located
- Not selected
-
The country from which you would like to fund your account or where your sender is
located(if you are accepting funds from third parties)
Rails used
Whether you would like to send your payment via local clearing system such as ACH, Fedwire,
CHATS or you would like to route your payment using Swift network.
Whether you would like to send your payment via local clearing system such as ACH, Fedwire,
CHATS or you would like to route your payment using Swift network.
Platform
The channel/platform on which you are onboarded Nium One or Masspay.
The channel/platform on which you are onboarded Nium One or Masspay.
Unsure about something? Visit the User Guide.
Unsure about something? Visit the User Guide.
$
ACH
United States Dollar
T0
Expected time frame within which you are expected to receive the funds
Your location
United States
Sender location
United States
Cutoff and delivery notes
The amount will be credited to the beneficiary on the same day if funds are received before 6 PM EST.
Transaction types
B2B
P2P
Transaction limits
USD 6,000,000
USD 25,000
Unique Virtual Account availability
Yes
Multiple Virtual Accounts per customer
Yes
Virtual Account allocation method
Synchronous - virtual account will be allocated in realtime.
Virtual Account in the name of
Customer
Notes
- Same day ACH has 1 M USD limit per transaction.
- Transactions above 1 M USD are reflected on T+1 basis.
$
Fedwire
(Bank Account)
United States Dollar
0-2 hours
Expected time frame within which you are expected to receive the funds
Your location
United States
Sender location
United States
Cutoff and delivery notes
The amount will be credited to the beneficiary on the same day if funds are received before 6:00 PM EST.
Transaction types
B2B
P2P
Transaction limits
USD 200,000
USD 200,000
Unique Virtual Account availability
Yes
Multiple Virtual Accounts per customer
Yes
Virtual Account allocation method
Synchronous - virtual account will be allocated in realtime.
Virtual Account in the name of
Customer
Notes
- Same day ACH has 1 M USD limit per transaction.
- Transactions above 1 M USD are reflected on T+1 basis.
$
CHATS
(Bank Account)
United States Dollar
T0
Expected time frame within which you are expected to receive the funds
Your location
Anywhere except US
Sender location
Hong Kong
Cutoff and delivery notes
The amount will be credited to the beneficiary on the sameday if fund are received before 15:30 HKT.
Transaction types
B2B
P2P
Transaction limits
No limit
No limit
Unique Virtual Account availability
Yes
Multiple Virtual Accounts per customer
Yes
Virtual Account allocation method
Asynchronous - virtual account will be allocated within 5 business days.
Virtual Account in the name of
NIUM LIMITED – CLIENT MONEY
Notes
The customer cannot be located in the US or the countries subject to sanctions or restrictions by the US government.
$
SWIFT
United States Dollar
T1
Expected time frame within which you are expected to receive the funds
Your location
Anywhere except US
Sender location
Anywhere
Cutoff and delivery notes
Credit will be applied the next working day if funds are received before 6:30 UTC.
Transaction types
B2B
P2P
Transaction limits
No limit
No limit
Unique Virtual Account availability
Yes
Multiple Virtual Accounts per customer
Yes
Virtual Account allocation method
Synchronous - virtual account will be allocated in realtime.
Virtual Account in the name of
NIUM PTE. LTD. CMA
Notes
- The customer cannot be located in the US or the countries subject to sanctions or restrictions by the US government.
- Sometimes a payment might take slightly longer than expected because of delays at intermediary banks, internal checks, or other similar issues.