Use case
- Not selected
-
The currency you want to fund your account in or the currency you want to accept from third
parties
- Not selected
-
The country in which receiver is located
- Not selected
-
The country from which you would like to fund your account or where your sender is
located(if you are accepting funds from third parties)
Rails used
Whether you would like to send your payment via local clearing system such as ACH, Fedwire,
CHATS or you would like to route your payment using Swift network.
Whether you would like to send your payment via local clearing system such as ACH, Fedwire,
CHATS or you would like to route your payment using Swift network.
Platform
The channel/platform on which you are onboarded Nium One or Masspay.
The channel/platform on which you are onboarded Nium One or Masspay.
Unsure about something? Visit the User Guide.
Unsure about something? Visit the User Guide.
Rp
BIFAST
(Bank Account)
Indonesian Rupiah

Realtime
Expected time frame within which you are expected to receive the funds
Your location
Indonesia
Sender location
Indonesia
Cutoff and delivery notes
24 *7 Availability
Transaction types
B2B
P2P
Transaction limits
IDR 250,000,000
IDR 250,000,000
Unique Virtual Account availability
Yes
Multiple Virtual Accounts per customer
Yes
Virtual Account allocation method
Synchronous - virtual account will be allocated in realtime.
Virtual Account in the name of
Customer
Rp
RTOL
(Bank Account)
Indonesian Rupiah

Realtime
Expected time frame within which you are expected to receive the funds
Your location
Indonesia
Sender location
Indonesia
Cutoff and delivery notes
24 *7 Availability
Transaction types
B2B
P2P
Transaction limits
IDR 50,000,000
IDR 50,000,000
Unique Virtual Account availability
Yes
Multiple Virtual Accounts per customer
Yes
Virtual Account allocation method
Synchronous - virtual account will be allocated in realtime.
Virtual Account in the name of
Customer
Rp
SKN
(Bank Account)
Indonesian Rupiah

T0
Expected time frame within which you are expected to receive the funds
Your location
Indonesia
Sender location
Indonesia
Cutoff and delivery notes
The amount will be credited to the beneficiary on the sameday if funds are received before 14:00 WIB.
Transaction types
B2B
P2P
Transaction limits
IDR 1,000,000,000
IDR 1,000,000,000
Unique Virtual Account availability
Yes
Multiple Virtual Accounts per customer
Yes
Virtual Account allocation method
Synchronous - virtual account will be allocated in realtime.
Virtual Account in the name of
Customer
Rp
RTGS
(Bank Account)
Indonesian Rupiah

T0
Expected time frame within which you are expected to receive the funds
Your location
Indonesia
Sender location
Indonesia
Cutoff and delivery notes
The amount will be credited to the beneficiary on the sameday if funds are received before 14:00 WIB.
Transaction types
B2B
P2P
Transaction limits
No limit
No limit
Unique Virtual Account availability
Yes
Multiple Virtual Accounts per customer
Yes
Virtual Account allocation method
Synchronous - virtual account will be allocated in realtime.
Virtual Account in the name of
Customer