Nium Fund & Collect Playbook
Our guide to receiving money using the Nium network.
Use case
- Not selected
 - 
                
                
 
                                The currency you want to fund your account in or the currency you want to accept from third
                                parties
                                
                                
                            
                        - Not selected
 - 
                
                
 
                                The country in which receiver is located
                                
                                
                            
                        - Not selected
 - 
                
                
 
                                The country from which you would like to fund your account or where your sender is
                                located(if you are accepting funds from third parties)
                                
                                
                            
                        
                    Rails used
                    
                        
                        
                            
                                Whether you would like to send your payment via local clearing system such as ACH, Fedwire,
                                CHATS or you would like to route your payment using Swift network.
                                
                                
                            
                        
                    
                
                
                                Whether you would like to send your payment via local clearing system such as ACH, Fedwire,
                                CHATS or you would like to route your payment using Swift network.
                                
                                
                            
                        
                    Platform
                    
                        
                        
                            
                                The channel/platform on which you are onboarded Nium One or Masspay.
                                
                                
                            
                        
                    
                
                
                                The channel/platform on which you are onboarded Nium One or Masspay.
                                
                                
                            
                        
                Unsure about something? Visit the User Guide.
            
        
        Unsure about something? Visit the User Guide.
    
                                    Rp
                                
                            
                                
                                    BIFAST
                                                                            (Bank Account)
                                                                    
                                
                        
                                    
                                        Indonesian Rupiah 
                                    
                                    
                                                                            
                                                                    
                            
                                                                    
                                                        
                                Realtime
                            
                            
                                
                        
                        
                                     Expected time frame within which you are expected to receive the funds
                                    
                                
                            
                                    
                                        Your location
                                    
                                
                                
                                                                                    
                                                Indonesia
                                            
                                                                            
                                
                                
                                    Sender location
                                
                            
                            
                                
                                    Indonesia
                                
                            
                        
                                
                                    Cutoff and delivery notes
                                
                            
                            
                                
                                    24 *7 Availability
                                
                            
                        
                                    
                                        Transaction types
                                    
                                
                                
                                                B2B
                                            
                                                                                    
                                                P2P
                                            
                                                                            
                                        
                                            Transaction limits
                                        
                                    
                                    
                                                                                                            IDR 250,000,000
                                                                                                    
                                                                                            
                                                                                                            IDR 250,000,000
                                                                                                    
                                                                                    
                                    
                                        Unique Virtual Account availability
                                    
                                
                                
                                    
                                         Yes
                                    
                                
                            
                                    
                                        Multiple Virtual Accounts per customer
                                    
                                
                                
                                    
                                                                                    
                                                 Yes
                                            
                                                                            
                                
                            
                                        
                                            Virtual Account allocation method
                                        
                                    
                                    
                                        
                                            Synchronous - virtual account will be allocated in realtime.
                                        
                                    
                                
                                        
                                            Virtual Account in the name of
                                        
                                    
                                    
                                        
                                            Customer
                                        
                                    
                                
                                    Rp
                                
                            
                                
                                    RTOL
                                                                            (Bank Account)
                                                                    
                                
                        
                                    
                                        Indonesian Rupiah 
                                    
                                    
                                                                            
                                                                    
                            
                                                                    
                                                        
                                Realtime
                            
                            
                                
                        
                        
                                     Expected time frame within which you are expected to receive the funds
                                    
                                
                            
                                    
                                        Your location
                                    
                                
                                
                                                                                    
                                                Indonesia
                                            
                                                                            
                                
                                
                                    Sender location
                                
                            
                            
                                
                                    Indonesia
                                
                            
                        
                                
                                    Cutoff and delivery notes
                                
                            
                            
                                
                                    24 *7 Availability
                                
                            
                        
                                    
                                        Transaction types
                                    
                                
                                
                                                B2B
                                            
                                                                                    
                                                P2P
                                            
                                                                            
                                        
                                            Transaction limits
                                        
                                    
                                    
                                                                                                            IDR 50,000,000
                                                                                                    
                                                                                            
                                                                                                            IDR 50,000,000
                                                                                                    
                                                                                    
                                    
                                        Unique Virtual Account availability
                                    
                                
                                
                                    
                                         Yes
                                    
                                
                            
                                    
                                        Multiple Virtual Accounts per customer
                                    
                                
                                
                                    
                                                                                    
                                                 Yes
                                            
                                                                            
                                
                            
                                        
                                            Virtual Account allocation method
                                        
                                    
                                    
                                        
                                            Synchronous - virtual account will be allocated in realtime.
                                        
                                    
                                
                                        
                                            Virtual Account in the name of
                                        
                                    
                                    
                                        
                                            Customer
                                        
                                    
                                
                                    Rp
                                
                            
                                
                                    SKN
                                                                            (Bank Account)
                                                                    
                                
                        
                                    
                                        Indonesian Rupiah 
                                    
                                    
                                                                            
                                                                    
                            
                                                                    
                                                        
                                T0
                            
                            
                                
                        
                        
                                     Expected time frame within which you are expected to receive the funds
                                    
                                
                            
                                    
                                        Your location
                                    
                                
                                
                                                                                    
                                                Indonesia
                                            
                                                                            
                                
                                
                                    Sender location
                                
                            
                            
                                
                                    Indonesia
                                
                            
                        
                                
                                    Cutoff and delivery notes
                                
                            
                            
                                
                                    The amount will be credited to the beneficiary on the sameday if funds are received before 14:00 WIB.
                                
                            
                        
                                    
                                        Transaction types
                                    
                                
                                
                                                B2B
                                            
                                                                                    
                                                P2P
                                            
                                                                            
                                        
                                            Transaction limits
                                        
                                    
                                    
                                                                                                            IDR 1,000,000,000
                                                                                                    
                                                                                            
                                                                                                            IDR 1,000,000,000
                                                                                                    
                                                                                    
                                    
                                        Unique Virtual Account availability
                                    
                                
                                
                                    
                                         Yes
                                    
                                
                            
                                    
                                        Multiple Virtual Accounts per customer
                                    
                                
                                
                                    
                                                                                    
                                                 Yes
                                            
                                                                            
                                
                            
                                        
                                            Virtual Account allocation method
                                        
                                    
                                    
                                        
                                            Synchronous - virtual account will be allocated in realtime.
                                        
                                    
                                
                                        
                                            Virtual Account in the name of
                                        
                                    
                                    
                                        
                                            Customer
                                        
                                    
                                
                                    Rp
                                
                            
                                
                                    RTGS
                                                                            (Bank Account)
                                                                    
                                
                        
                                    
                                        Indonesian Rupiah 
                                    
                                    
                                                                            
                                                                    
                            
                                                                    
                                                        
                                T0
                            
                            
                                
                        
                        
                                     Expected time frame within which you are expected to receive the funds
                                    
                                
                            
                                    
                                        Your location
                                    
                                
                                
                                                                                    
                                                Indonesia
                                            
                                                                            
                                
                                
                                    Sender location
                                
                            
                            
                                
                                    Indonesia
                                
                            
                        
                                
                                    Cutoff and delivery notes
                                
                            
                            
                                
                                    The amount will be credited to the beneficiary on the sameday if funds are received before 14:00 WIB.
                                
                            
                        
                                    
                                        Transaction types
                                    
                                
                                
                                                B2B
                                            
                                                                                    
                                                P2P
                                            
                                                                            
                                        
                                            Transaction limits
                                        
                                    
                                    
                                                                                                            No limit
                                                                                                    
                                                                                            
                                                                                                            No limit
                                                                                                    
                                                                                    
                                    
                                        Unique Virtual Account availability
                                    
                                
                                
                                    
                                         Yes
                                    
                                
                            
                                    
                                        Multiple Virtual Accounts per customer
                                    
                                
                                
                                    
                                                                                    
                                                 Yes
                                            
                                                                            
                                
                            
                                        
                                            Virtual Account allocation method
                                        
                                    
                                    
                                        
                                            Synchronous - virtual account will be allocated in realtime.
                                        
                                    
                                
                                        
                                            Virtual Account in the name of
                                        
                                    
                                    
                                        
                                            Customer